Romania: Consumer Loan Reference Index IRCC Down at 5.68%, from 6.06%

January 8, 2026

Consumer Loan Reference Index IRCC Down at 5.68%, from 6.06%
Jan 8, 2026

Consumer Loan Reference Index IRCC Down at 5.68%, from 6.06%.

The IRCC, which banks use to set the interest rate for new loans taken since the spring of 2019, will start falling in the first quarter of 2026 to 5.68%, being calculated on the basis of Q3/2025 data, after the IRCC level applied in the last quarter of 2025 climbed to a record high of 6.06% (…)

[Read the article in Ziarul Financiar]

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